Chase Freedom Rise®

Offer

Increase your approval chances – Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®.
Earn Cash Back – Start building credit while earning 1.5% cash back on all purchases. Rewards do not expire while account is open and no minimum to redeem.
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account.
Credit Limit Increase evaluation in as soon as 6 months.
Free Credit Score – Track your credit score and learn how to build it with Chase Credit Journey.
No Annual Fee.
Member FDIC

Fees & Conditions

Annual Fee $0

Foreign Transaction Fee 3%

Purchase Rates 25.99%

Cash Advance Rates 29.24% (Variable)

Balance Transfer Rates 25.99%

Advantages

Welcome Bonus amount $25 Cash Back

Minimum Spending Required $1

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1.5 %

Groceries 1.5 %

Gas 1.5 %

Dining and Food delivery 1.5 %

Convenience Stores 1.5 %

Drugstores 1.5 %

Local Transport 1.5 %

Travel 1.5 %

Entertainment 1.5 %

Recurring Payments 1.5 %

Telecom/Internet 1.5 %

Streaming services 1.5 %

Online transactions 1.5 %

Office Supplies 1.5 %

Our review

Build Credit & Earn Rewards with the Chase Freedom Rise® Card

1.5% cash back on every purchase, automatically
$0 annual fee and no security deposit required
$25 statement credit when you enroll in automatic payments within the first 3 months
No minimums to redeem your cash back and rewards never expire as long as your account is open
Reports to all three credit bureaus and reviewed for a credit line increase in as few as six months

Perfect for those starting their credit journey, the Freedom Rise® delivers straightforward rewards and true credit‑building power without hidden fees. Earn unlimited cash back on every swipe, enjoy the simplicity of automatic payments and watch your credit profile strengthen with on‑time use. Manage your account and track spending effortlessly in the Chase Mobile® app.

Terms apply. Ongoing APR 25.99% variable. Foreign transaction fee: 3%. Balance transfer fee: $5 or 5% of each transfer (minimum $5). See issuer for full details.

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