Chase Sapphire Reserve®

Offer

Earn 100,000 bonus points + $500 Chase Travel℠ promo credit after you spend $5,000 on purchases in the first 3 months from account opening.
Get more than $2,700 in annual value with Sapphire Reserve.
Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.
$300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
Access over 1,300 airport lounges worldwide with a complimentary Priority PassTM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years.
Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually.
Member FDIC

Fees & Conditions

Annual Fee $795

First Additional Card $195

Other Additional Card $195

Foreign Transaction Fee 0.00%

Purchase Rates 20.24% - 28.74% (Variable)

Cash Advance Rates 29.24% (Variable)

Balance Transfer Rates 20.24% - 28.74% (Variable)

Advantages

Welcome Bonus amount 100,000 Points + $500 Chase Travel℠ promo credit

Minimum Spending Required $5,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1 Point

Groceries 1 Point

Gas 1 Point

Dining and Food delivery 3 Points

Convenience Stores 1 Point

Drugstores 1 Point

Local Transport 1 Point

Travel 4 Points

Entertainment 1 Point

Recurring Payments 1 Point

Telecom/Internet 1 Point

Streaming services 1 Point

Online transactions 1 Point

Office Supplies 1 Point

Our review

Experience Luxury Travel with the Chase Sapphire Reserve® Credit Card

100,000 bonus points + $500 travel credit after $5,000 in purchases in the first 3 months
8X points on travel booked through Chase Travel℠; 4X points on direct airline and hotel bookings
3X points on dining and eligible delivery services; 1X point on all other purchases
$300 annual travel credit automatically applied to travel purchases
Complimentary lounge access with Priority Pass™ Select and Chase Sapphire Lounges for you +2 guests
Up to $300 in annual credits for dining at Exclusive Tables and stays with The Edit
$120 Global Entry/TSA PreCheck® credit every four years
No foreign transaction fees
$795 annual fee

From premium lounge retreats to robust trip protections—cancellation, interruption, auto rental and baggage insurance—this card lets you travel with confidence. Manage your account seamlessly in the Chase app, tap to pay with contactless security, and let automatic credits offset the annual fee for high‑value perks all year long.

Terms apply. See issuer for complete details and eligibility.