Discover it® Cash Back credit card

Offer

INTRO OFFER: Unlimited Cashback Match for all new cardmembers-only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
Redeem your rewards for cash at any time.
Apply and you could get a decision in as little as 60 seconds. No annual fee.
Start shopping and earning rewards in minutes with your digital card, before your physical card arrives in the mail, if eligible.
Get a 0% intro APR for 15 months on purchases. Then 18.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
Terms and conditions apply.

Fees & Conditions

Annual Fee $0

Earnings

Per dollar of purchases

All Spending 1 %

Groceries 1 %

Gas 1 %

Dining and Food delivery 1 %

Convenience Stores 1 %

Drugstores 1 %

Local Transport 1 %

Travel 1 %

Entertainment 1 %

Recurring Payments 1 %

Telecom/Internet 1 %

Streaming services 1 %

Online transactions 1 %

Office Supplies 1 %

Our review

Maximize Every Purchase with the Discover it® Cash Back Credit Card

5% cash back in rotating categories each quarter (up to $1,500 in combined purchases; activation required)
1% unlimited cash back on all other purchases
Cashback Match™—Discover automatically doubles all the cash back you’ve earned at the end of your first year
0% intro APR for 15 months on purchases and balance transfers
No annual fee and no foreign transaction fees
Free FICO® Score and flexible redemption options

This card rewards savvy spenders who leverage rotating categories—from grocery stores and restaurants to gas stations and streaming services—while offering simple 1% back everywhere else. Activate each quarter to earn top-tier rates, then watch your rewards double at year’s end with the unmatched Cashback Match™. Plus, enjoy an extended 0% APR period to carry a balance interest-free and redeem your cash back as statement credits, direct deposits, or gift cards with no minimums.

Terms apply. Rotating category caps, balance transfer fees, and standard APRs apply. See full terms for details.

Advertiser disclosure

Discover it^® Cash Back credit card

Offer

Fees & Conditions

Earnings

Our review