Upromise^® Mastercard^®

Fees & Conditions

Advantages

Earnings

Per dollar of purchases

Our review

Grow College Savings Effortlessly with the Upromise® World Mastercard®

• 1.529% cash back on every purchase when linked to an eligible 529 college savings plan
• 1.25% cash back on all purchases if not linked to a 529 plan
• Up to $100 bonus after you spend $500 in the first 90 days
• Round Up feature lets you boost earnings by rounding purchases to the nearest dollar
• 0% intro APR on balance transfers for 15 months (transfers must post within 45 days)
• No annual fee and no cap on cash-back earnings

Whether you’re fueling your car, stocking up on groceries or covering everyday expenses, every dollar spent builds your college fund. Link your card to a qualifying 529 plan to maximize rewards automatically deposited into your child’s savings account. Customize your rounding threshold to earn even more, and take advantage of a lengthy 0% APR window to pay down high-interest balances without extra cost. Simple, automatic, and purpose-driven—this card turns routine spending into a powerful college savings engine.

Terms apply. Rewards deposited only to Upromise accounts; see issuer for eligible plans and full details.