Loyalty Program: American Express Membership Rewards

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Business Card
American Express Business Gold Card
100,000 Membership Rewards Points
  • Earn 4x Membership Rewards points on airfare purchased directly from airlines
  • Redeem Amex Points Towards Airfare
  • Access to Amex Offers
Apply Now
Terms Apply See rates & fees
Learn More
  • Welcome Offer: Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 29.24% variable APR.*
  • Earn 4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
  • Earn 3X Membership Rewards points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
  • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.*
  • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
  • The Business Gold Card comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
  • *Terms Apply
Annual Fee
  • Primary card $375
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates 18.49 %
  • Cash Advance Rates —
  • Balance Transfer Rates —
Earning Rate
  • All Spending1Membership Rewards Point
  • Groceries1Membership Rewards Point
  • Gas1Membership Rewards Point
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • American Express Membership Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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