Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information about any information on any advertiser product, please visit their website. We receive compensation from some financial institutions listed on this site. Although we are compensated for each approved financial product through our website’s affiliate links, our research and content are based on an objective analysis. †Terms and conditions apply.
Chase has significantly boosted the welcome offer for its popular Chase Freedom Unlimited® card through January 15, 2026. New cardholders can now earn a $300 bonus (awarded as 30,000 Ultimate Rewards points) after spending just $500 in the first three months—that’s a remarkable 60% return on your initial spending and 50% better than the card’s standard $200 offer.
This limited-time promotion makes one of the best no-annual-fee credit cards even more attractive, especially when combined with the card’s strong ongoing rewards structure and valuable benefits package.
The Freedom Unlimited stands out among no-annual-fee cards with its generous rewards rates across multiple categories:
While the 1.5% base rate doesn’t match the 2% flat rate offered by cards like the Citi Double Cash, the Freedom Unlimited‘s bonus categories and flexibility make it particularly valuable for everyday spending.
Perfect timing for holiday spending, the card offers:
The Freedom Unlimited becomes significantly more valuable when paired with premium Chase Ultimate Rewards cards that offer transfer partner access:
With a premium card, your Freedom Unlimited points can be transferred to valuable partners like United MileagePlus, World of Hyatt, and Air Canada Aeroplan, often providing redemption values well above 1 cent per point.
When valuing Ultimate Rewards at 1.5 cents per point (conservative estimate for transfer partner redemptions), the Freedom Unlimited effectively earns:
The Freedom Unlimited is subject to Chase’s unofficial 5/24 rule. If you’ve opened five or more credit cards from any issuer in the past 24 months, your application may be automatically denied.
The card charges a 3% foreign transaction fee, making it unsuitable for international spending. Consider a different card for overseas purchases.
Accepting this offer extends your eligibility for another Chase Freedom Unlimited bonus by 24 months from account opening. Plan your Chase card strategy accordingly.
This elevated offer is particularly attractive for:
The Chase Freedom Unlimited‘s limited-time $300 welcome offer represents exceptional value for a no-annual-fee card. The low $500 spending requirement makes this bonus easily attainable, while the card’s strong ongoing rewards structure and valuable benefits package provide long-term utility.
Whether you’re new to Chase Ultimate Rewards or looking to maximize your earning potential with an existing premium Chase card, this elevated offer through January 15, 2026, presents an excellent opportunity to add a versatile everyday spending card to your wallet.
You can change your preferences or opt out at any time by clicking on one of the hyperlinks available at the bottom of each newsletter.
If you are already a subscriber and would like to unsubscribe, you can click on the link at the bottom of any of our e-mails.
