Chase Freedom Unlimited®

Welcome Bonus
$200 Cash Back
  • No Annual Fee
  • 5% cash back on travel purchased through Chase Travel℠
  • 3% cash back on drugstore purchases and dining at restaurants
Annual Fee
$0
Interest rates
Purchase Rates
18.99% - 28.49% (Variable)
Cash Advance Rates
29.24% (Variable)
Balance Transfer Rates
18.99% - 28.49% (Variable)
Chase-Freedom-Unlimited<sup>®</sup>
Chase Freedom Unlimited®
$200 Cash Back
Apply Now

Offer

  • Intro Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Enjoy 5% cash back on travel purchased through Chase Travel℠; 3% cash back on drugstore purchases and dining at restaurants (including takeout and eligible delivery service); and 1.5% on all other purchases.
  • No minimum to redeem for cash back (statement credit or direct deposit). Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.99% – 28.49%.
  • No annual fee.
  • Keep tabs on your credit health with Chase Credit Journey (free access to latest score, alerts, and more).
  • Member FDIC

Fees & Conditions

Annual Fee $0
Foreign Transaction Fee 3%
Purchase Rates 18.99% - 28.49% (Variable)
Cash Advance Rates 29.24% (Variable)
Balance Transfer Rates 18.99% - 28.49% (Variable)

Advantages

Welcome Bonus amount $200 Cash Back
Minimum Spending Required $500
Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 1.5 %
Groceries 1.5 %
Gas 1.5 %
Dining and Food delivery 3 %
Convenience Stores 1.5 %
Drugstores 3 %
Local Transport 1.5 %
Travel 1.5 %
Entertainment 1.5 %
Recurring Payments 1.5 %
Telecom/Internet 1.5 %
Streaming services 1.5 %
Online transactions 1.5 %
Office Supplies 1.5 %

Our review

Supercharge Every Purchase with the Chase Freedom Unlimited® Credit Card

  • $200 bonus after you spend $500 on purchases in your first 3 months
  • 0% intro APR on purchases and balance transfers for 15 months
  • 5% cash back on travel booked through Chase Ultimate Rewards®
  • 3% cash back on dining (including takeout & delivery) and drugstore purchases
  • 2% cash back on Lyft rides through September 2027
  • 1.5% cash back on all other purchases
  • No annual fee

Manage your card seamlessly in the Chase Mobile® app, track your Ultimate Rewards® points in real time, and redeem them instantly as statement credits or toward travel, gift cards and more. With flexible bonus categories and effortless redemptions, Freedom Unlimited® is your go‑to for maximizing everyday rewards.

Terms apply. 3% foreign transaction fee. See issuer’s website for complete rates and fees.

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