IHG® One Rewards Premier Credit Card

Offer

Our Best Offer of 2025! Earn 5 Free Nights.
Anniversary Free Night at IHG Hotels & Resorts. Plus, 4th reward night free on 4-night point redemptions.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
Earn 5 points per $1 on travel, gas stations, and restaurants; 3 points per $1 on all other purchases.
Automatic Platinum Elite status as long as you remain a Premier cardmember.
Global Entry, TSA PreCheck® or NEXUS statement credit up to $120 every 4 years.
IHG One Rewards points redeemable at InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
Member FDIC

Fees & Conditions

Annual Fee $99

Foreign Transaction Fee 0.00%

Purchase Rates 19.99% - 28.49% (Variable)

Cash Advance Rates 29.24% (Variable)

Balance Transfer Rates 19.99% - 28.49% (Variable)

Advantages

Welcome Bonus amount 140,000 Points

Minimum Spending Required $3,000

Minimum Spending Timeframe (Months) 3 month(s)

Earnings

Per dollar of purchases

All Spending 3 Points

Groceries 3 Points

Gas 5 Points

Dining and Food delivery 5 Points

Convenience Stores 3 Points

Drugstores 3 Points

Local Transport 3 Points

Travel 5 Points

Entertainment 3 Points

Recurring Payments 3 Points

Telecom/Internet 3 Points

Streaming services 3 Points

Online transactions 3 Points

Office Supplies 3 Points

Our review

Elevate Your Stays with the IHG One Rewards Premier Credit Card

5 free nights after $5,000 in purchases within 3 months
Anniversary free night each year (up to 40,000 points value)
Fourth night free when you redeem 4 consecutive award nights
26X points per $1 at IHG Hotels & Resorts
5X points on travel, gas stations and dining
3X points on all other purchases
Automatic Platinum Elite status with priority check‑in, upgrades and late checkout
$120 every 4 years back for Global Entry, TSA PreCheck® or NEXUS
No foreign transaction fees
$99 annual fee

Whether you’re planning a business trip or a bucket‑list getaway, this card supercharges your IHG experience with bonus points and elite perks that unlock faster upgrades and comfort. Use your free nights for flexibility, enjoy a complimentary anniversary stay, and take advantage of streamlined digital tools and exclusive member benefits at thousands of IHG properties worldwide.

Terms apply. Free-night certificates valid at properties up to 40,000 points; bonus points and benefits subject to IHG One Rewards program rules. See full terms for details.

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