Question 1

How long is the Chase 80% IHG transfer bonus available?

Accepted Answer

The 80% transfer bonus is available from October 1-22, 2025, ending at 11:59 PM Eastern Time. This short three-week window creates urgency, but don't rush into transfers without proper value analysis.

Question 2

How many IHG points will I receive with the 80% bonus?

Accepted Answer

With the 80% bonus, you'll receive 1,800 IHG One Rewards points for every 1,000 Chase Ultimate Rewards points transferred. The minimum transfer is 1,000 Chase points, which becomes 1,800 IHG points with the bonus.

Question 3

Is this transfer bonus worth it compared to other Chase redemptions?

Accepted Answer

Generally no. Even with the 80% bonus, you're getting about 1.22 cents in value per Chase point, which is significantly less than the 1.25-1.5 cents available through the Chase Travel Portal or 1.5-2+ cents possible through airline transfers.

Question 4

How quickly do transfers from Chase to IHG process?

Accepted Answer

Transfers average about 5 hours to process, though it can take up to 48 hours for bonus points to appear in your IHG account. The base transfer typically appears first, followed by the bonus points.

Question 5

What's a better way to earn IHG points than transferring from Chase?

Accepted Answer

IHG co-branded credit cards offer much better value. The IHG Premier Business Card currently offers up to 200,000 bonus points, while the Premier Card offers 165,000 points. These bonuses provide more points than most people would ever transfer from Chase.

Question 6

How often does Chase offer IHG transfer bonuses?

Accepted Answer

Chase typically offers IHG transfer bonuses 2-3 times per year, with bonuses ranging from 50-100%. The current 80% bonus is roughly average for these promotions, neither the best nor worst we've seen historically.

Question 7

Can I get better value buying IHG points directly?

Accepted Answer

Often yes. IHG frequently sells points for around 0.5 cents each during promotions, sometimes with additional bonus points. This direct purchase rate often provides better value than transferring premium Chase points, even with the 80% bonus.

Question 8

Are there any scenarios where this transfer makes sense?

Accepted Answer

Very few. It might make sense if you're just short of points for an immediate high-value redemption, consistently achieve 1.5+ cents per IHG point, or can't qualify for IHG credit cards. Even then, carefully calculate the opportunity cost versus other Chase redemption options.

Question 9

Can I transfer points back to Chase if I don't use them?

Accepted Answer

No, transfers from Chase Ultimate Rewards to IHG are permanent and cannot be reversed. This makes it crucial to have specific redemption plans before transferring, as you'll be stuck with lower-value hotel points.

Question 10

What's the value difference between Chase and IHG points?

Accepted Answer

Recent data shows Chase Ultimate Rewards points averaging 1.97 cents per point in value, while IHG points typically provide only 0.68 cents per point. Even with the 80% bonus, you're trading premium currency for budget currency at unfavorable rates.