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Loyalty Program: IHG Rewards

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IHG<sup>®</sup>-Rewards-Traveler
IHG® One Rewards Traveler Credit Card
120,000 Points
  • Earn up to 17X at IHG Hotels
  • No Foreign Transaction Fees
  • Fourth Night Free On Award Redemptions
Apply Now
Terms Apply See rates & fees
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  • Our Highest Points Offer of 2025! Earn 120,000 Bonus Points.
  • No Annual Fee.
  • Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts.
  • Earn 3 points per $1 on monthly bills, gas stations, and restaurants; 2 points per $1 on all other purchases.
  • No Foreign Transaction Fees.
  • Redeem 3 Nights, Get the 4th Night Free.
  • IHG One Rewards points redeemable at InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
  • Member FDIC
Annual Fee
  • Primary card $0
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates —
  • Cash Advance Rates —
  • Balance Transfer Rates —
Earning Rate
  • Gas3Points
  • Dining and Food delivery3Points
  • Recurring Payments3Points
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
IHG<sup>®</sup>-Rewards-Premier-Business
IHG® One Rewards Premier Business Credit Card
140,000 Points
  • Earn up to 26x at IHG Hotels
  • Anniversary Free Night
  • IHG Rewards Platinum Status
Apply Now
Terms Apply See rates & fees
Compare
Learn More
  • Current welcome offer: Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
  • Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
  • Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
  • Automatic Platinum Elite status as long as you remain a Premier Business cardmember
  • Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
  • Member FDIC
Annual Fee
  • Primary card $99
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates —
  • Cash Advance Rates —
  • Balance Transfer Rates —
Earning Rate
  • Gas5Points
  • Dining and Food delivery5Points
  • Travel5Points
Value
  • Year 1
  • Year 2+
Best For
Transfer Partners
  • IHG Rewards

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

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