Loyalty Program: IHG Rewards

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IHG<sup>®</sup>-Rewards-Traveler
IHG® One Rewards Traveler Credit Card
120,000 Points
  • Earn up to 17X at IHG Hotels
  • No Foreign Transaction Fees
  • Fourth Night Free On Award Redemptions
Apply Now
Terms Apply See rates & fees
Learn More
  • Our Highest Points Offer of 2025! Earn 120,000 Bonus Points.
  • No Annual Fee.
  • Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts.
  • Earn 3 points per $1 on monthly bills, gas stations, and restaurants; 2 points per $1 on all other purchases.
  • No Foreign Transaction Fees.
  • Redeem 3 Nights, Get the 4th Night Free.
  • IHG One Rewards points redeemable at InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
  • Member FDIC
Annual Fee
  • Primary card $0
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 29.24 %
  • Balance Transfer Rates 19.99 %
Earning Rate
  • Gas3Points
  • Dining and Food delivery3Points
  • Recurring Payments3Points
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
IHG<sup>®</sup>-Rewards-Premier-Business
IHG® One Rewards Premier Business Credit Card
140,000 Points
  • Earn up to 26x at IHG Hotels
  • Anniversary Free Night
  • IHG Rewards Platinum Status
Apply Now
Terms Apply See rates & fees
Learn More
  • Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
  • Anniversary Free Night at IHG Hotels & Resorts. Plus, 4th reward night free on 4-night point redemptions.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts.
  • Earn 5 points per $1 on travel, gas, select advertising, and restaurants; 3 points per $1 on all other purchases.
  • Automatic Platinum Elite status as long as you remain a Premier Business cardmember.
  • Global Entry, TSA PreCheck® or NEXUS statement credit up to $120 every 4 years.
  • IHG One Rewards points redeemable at InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
  • Member FDIC
Annual Fee
  • Primary card $99
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 29.24 %
  • Balance Transfer Rates 19.99 %
Earning Rate
  • Gas5Points
  • Dining and Food delivery5Points
  • Travel5Points
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
IHG<sup>®</sup>-Rewards-Premier
IHG® One Rewards Premier Credit Card
140,000 Points
  • Earn up to 26x at IHG Hotels
  • Anniversary Free Night
  • IHG Rewards Platinum Status
Apply Now
Terms Apply See rates & fees
Learn More
  • Our Best Offer of 2025! Earn 5 Free Nights.
  • Anniversary Free Night at IHG Hotels & Resorts. Plus, 4th reward night free on 4-night point redemptions.
  • Earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts.
  • Earn 5 points per $1 on travel, gas stations, and restaurants; 3 points per $1 on all other purchases.
  • Automatic Platinum Elite status as long as you remain a Premier cardmember.
  • Global Entry, TSA PreCheck® or NEXUS statement credit up to $120 every 4 years.
  • IHG One Rewards points redeemable at InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
  • Member FDIC
Annual Fee
  • Primary card $99
  • Additional card
Annual Income Required
  • Individual
  • Household
Conversion fees
  • 0.00 %
Interest Rates
  • Purchase Rates 19.99 %
  • Cash Advance Rates 29.24 %
  • Balance Transfer Rates 19.99 %
Earning Rate
  • Gas5Points
  • Dining and Food delivery5Points
  • Travel5Points
Value
  • Year 1
  • Year 2+
Best For

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration

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