How long is this 140,000-point offer available?

The 140,000-point offer doesn't have a published end date; however, welcome offers tend to change multiple times each year. Given this, make sure to apply sooner rather than later then if you're interested in taking advantage of this lucrative bonus.

Can I upgrade from the IHG Traveler Card to the Premier Card?

Yes, existing IHG Traveler cardholders may be eligible for an upgrade to the Premier Card, but upgrade offers typically don't include the full welcome bonus. If you're eligible for a new account, applying directly for the Premier Card would be more beneficial to receive the 140,000-point bonus.

How does the free night certificate work?

The annual free night certificate is automatically deposited into your IHG account after your card anniversary each year. It can be used at any IHG property costing up to 40,000 points per night. If you want to book a property that costs more than 40,000 points, you can now supplement the certificate with points from your account to cover the difference.

Can I have both the personal and business IHG Premier cards?

Yes, you can hold both the personal IHG Premier Card and the IHG Premier Business Card simultaneously, and earn the welcome bonus on each if you meet the eligibility requirements.

Do the points from this welcome bonus count toward IHG elite status?

No, points earned from credit card welcome bonuses do not count toward elite status qualification in the IHG One Rewards program. However, the card automatically provides Platinum Elite status regardless of your stay activity.

How long do IHG points last before expiring?

IHG One Rewards points expire after 12 months of inactivity. However, having the IHG Premier Card keeps your account active through your card spending, effectively preventing point expiration as long as you use the card occasionally.

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Best IHG One Rewards Cards

Sep 6, 2025

Best IHG One Rewards Cards

IHG^® One Rewards Traveler Credit Card

120,000 Points

Earn up to 17X at IHG Hotels
No Foreign Transaction Fees
Fourth Night Free On Award Redemptions

Apply Now

Terms Apply See rates & fees

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Our Highest Points Offer of 2025! Earn 120,000 Bonus Points.
No Annual Fee.
Earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts.
Earn 3 points per $1 on monthly bills, gas stations, and restaurants; 2 points per $1 on all other purchases.
No Foreign Transaction Fees.
Redeem 3 Nights, Get the 4th Night Free.
IHG One Rewards points redeemable at InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.
Member FDIC

Annual Fee

Primary card $0
Additional card

Annual Income Required

Individual
Household

Conversion fees

0.00 %

Earning Rate

Gas3Points
Dining and Food delivery3Points
Recurring Payments3Points

Value

Year 1
Year 2+

Best For

Advantages

Annual Credit
VIP Lounges

Concierge
Wifi

Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

IHG<sup>®</sup>-Rewards-Premier-Business

IHG^® One Rewards Premier Business Credit Card

Up to 200,000 Points

Earn up to 26x at IHG Hotels
Anniversary Free Night
IHG Rewards Platinum Status

Apply Now

Terms Apply See rates & fees

Compare

Learn More

Current welcome offer: Earn up to 200,000 Bonus Points. Earn 140,000 points after spending $4,000 on purchases in the first 3 months from account opening, and earn an additional 60,000 points after spending a total of $9,000 in the first 6 months as a cardholder.
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier Business cardmember
Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
Member FDIC

Annual Fee

Primary card $99
Additional card

Annual Income Required

Individual
Household

Conversion fees

0.00 %

Earning Rate

Gas5Points
Dining and Food delivery5Points
Travel5Points

Value

Year 1
Year 2+

Best For

Transfer Partners

IHG Rewards

Advantages

Annual Credit
VIP Lounges

Concierge
Wifi

Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

Hotel/Motel Burglary Insurance

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