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The Chase Aeroplan Credit Card currently offers a welcome bonus of 75,000 Aeroplan points after spending $4,000 in the first 3 months. It’s a limited-time offer available until June 10, 2026.
With an annual fee of $95, this card delivers strong value for Air Canada loyalists and travelers who want access to Aeroplan’s extensive Star Alliance partner network.
In this guide, we break down the welcome bonus, earning structure, elite status perks, and travel benefits to help you decide if this card belongs in your wallet. For a broader comparison, check out our best credit cards guide.
The Aeroplan Credit Card offers one of the most generous rewards structures among co-branded airline cards in the US market.
On top of these category bonuses, the card includes a monthly spending incentive:
If you spend $2,000 monthly in 3x categories, you earn 6,500 points (6,000 from the category bonus plus 500 from the spending bonus). That works out to an effective rate of 3.25x points per dollar.
The Aeroplan Credit Card provides a direct path to elite status with Air Canada:
Aeroplan 25K status includes several valuable benefits:
For a card with a $95 annual fee, the Aeroplan Credit Card comes with a strong set of travel perks:
One of the most valuable perks for Chase Ultimate Rewards collectors is the 10% transfer bonus to Aeroplan:
This benefit adds value even if you don’t put much spending on the Aeroplan card. If you carry a Chase Sapphire Preferred or Chase Sapphire Reserve, the transfer bonus alone can justify keeping the Aeroplan card open.
The Aeroplan Credit Card includes a “Pay Yourself Back” redemption option that adds flexibility beyond standard award bookings:
This feature sets a floor value of 1.25 cents per point, so you always get solid value even when award availability doesn’t match your travel plans.
Aeroplan offers strong redemption value, particularly for premium cabin travel on its extensive partner network. Here are some high-value uses for your 60,000 Aeroplan points:
Since January 2026, Air Canada uses a spend-based Status Qualifying Credits (SQC) system for earning and maintaining elite status. The Aeroplan Credit Card now earns SQCs based on annual card spending:
All other card benefits and earning rates remain unchanged under the new system.
No card is perfect. Here are the main drawbacks to consider before applying for the Aeroplan Credit Card:
The Aeroplan Credit Card is a strong fit for these profiles:
For most travelers who use even a few of its benefits, the Aeroplan Credit Card easily justifies its $95 annual fee:
For a detailed breakdown, read our full Aeroplan Credit Card review.
Before applying, review these eligibility details:
The Chase Aeroplan Credit Card’s 75,000-point welcome offer is a solid opportunity to build a valuable Aeroplan points balance. At $95 per year, the card delivers strong earning rates, automatic elite status, and a useful set of travel protections that few co-branded airline cards match at this price.
The 10% Chase transfer bonus and Pay Yourself Back feature add flexibility that goes beyond a typical airline card. If you fly Air Canada, book premium cabins through Aeroplan partners, or want to maximize your Chase Ultimate Rewards transfers, this card belongs in your wallet. Apply here while the current bonus is available. For more options, browse our best airline credit cards comparison.
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